High net worth motor insurance
Ireland’s leading specialist in high net worth motor insurance
For those who love high-value and performance cars – our specialist motor insurance provides high-performance protection.
At DUAL we have motor products with benefits far beyond standard market offerings. If your client drives a car worth €40k or more (or €30k on multi-car policies), you may be able to help them find a better solution by speaking to us.
DUAL's motor policies include, amongst other things:
- Vehicle insured value agreed in advance
- Brand new / like-for-like car replacement for 2 years
- Fully comprehensive open driving for non-household members over 30
- Fully comprehensive driving other cars for all named drivers over 25
- Multiple cars covered under the one policy, including classics & electric vehicles
- Protected no claims bonus, with no loss of bonus for non-fault claims
- Full ROI and European breakdown cover
- €20,000 for car-jacking and road rage incidents.
Multi-car policies with significant savings
Many clients use a broker for their company fleet policies but scramble around themselves organising individual policies for the various vehicles they use personally – and potentially paying over the odds.
At DUAL we can simplify the whole process, by arranging a multi-vehicle policy for your client’s entire collection, with a single renewal date.
A refreshing attitude to no-claims bonus
Standard NCD practice in the Irish market means that an insured driver must earn a separate no-claims bonus for each car they are insured on.
At DUAL, we do things differently. We rate based on your clients’ driving experience, and not on the NCD earned.
If your client and all named drivers have a clean driving history, we can offer them a full no-claims discount a reduction of 60%, on every vehicle they have insured.
Specialists in electric vehicles
We have specialised in electric cars insurance policies for many years. Our policies cover the vehicle, all the associated equipment and the third party liabilities that go with it.
We also insure to agreed value, and provide like-for-like courtesy cars.
On top of that, we offer full Irish and European breakdown cover, so in the event the battery going flat or running out of range, a mechanic will be on hand to deliver a fast recharge.
Classic car expertise
DUAL motor polices have very few restrictions around classic cars. The vehicle needs to be at least 20 years old, running at a low annual mileage and therefore, not the insured’s primary vehicle.
As with all our motor insurance, our classic car policies operate on an agreed value basis – this is always an important point for collectors.
We can offer competitive insurance on classic cars, provided that we are also the chosen provider for clients everyday vehicle (with a value of €30,000 and upwards for the first vehicle when insuring multiple cars).
Underwriters you can talk to
With DUAL, you can actually speak to the decision makers who are responsible for underwriting your risk. Our friendly, Dublin-based underwriters are on hand to help you and are always happy to discuss a case. We understand the time pressures you are often under, so we do our best to respond quickly and provide a seamless service.
At DUAL, people make decisions, not computers.
Our specialist underwriters are experts in their fields, so we are confident we can help with any query you may have.
Working with brokers and agents all over Ireland
At DUAL, we have no annual target that our brokers have to hit. This means we are happy to do business with brokers of all sizes – and we always provide the same excellent service standard to everyone.
Our claims service
As well as designing policies to make claims pay-outs as quickly and reliable as possible, we endeavour to make the whole claims experience smooth and stress-free for you.
Backed by Aviva
DUAL Ireland is a Managing General Agent for Aviva. This means we have the remit to write our own polices and manage our own book, all underpinned by the A+ Rated capacity and claims service from Aviva.